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Are life insurance premiums worth taking out before you hit 50 years-old? Do you need one if you have a family to pay for? If you pass away before your time, will you be leaving a spouse to pay the mortgage? These are questions we dont like to ask ourselves but theyre important ones to answer beca. ices – Across the nation, there seems to be a new mantra, Stop all action! Leaders and their teams are hunkering down and discontinuing all the basic actions necessary to move businesses forward. One thing were forgetting is that cutting back doesnt mean holding back, it means focus.