Holidaymakers are being warned that their insurance won’t cover them for any travel disruption if the country crashes out of the EU without a deal this Friday.
Some travel insurance policy holders have been told that they will not be able to claim for any disruption, such as cancelled flights, that might occur in the event of a no deal Brexit.
The country is due to leave by the end of the week, unless Theresa May’s request to delay until June 30 is granted in the meantime.
Paul Mitchell has an annual travel insurance policy with MORE TH>N and received an email informing him he would not be covered, should any travel disruption occur in the event of no deal.
This is because the cancellation, delay and missed departure section of the policy only applies to very specific ‘perils’ such as poor weather, industrial action or mechanical breakdown – not Brexit.
Paul, from Rochdale, is not to due to travel until next month and has booked a package deal, which offers greater protection to travellers, so is not directly affected.
But he says his sympathies lie with travellers who are due to travel imminently, or have booked elements of their trip individually and may not be able to claim on their insurance if a no deal Brexit comes to pass and causes disruption.
He said: “People save all year round, their hard earned cash, and if there are lucky get away once a year, taking out insurance in case anything goes wrong.
“Now they are being told they are not covered because of Brexit, it’s disgraceful.”
A spokesman for Allianz and Partners, which underwrites MORE TH>N travel insurance, confirmed that policies won’t provide cover in the event of Brexit-related travel disruption, but the policies will remain valid.
Travellers will also still be covered for any medical assistance they need.
In a statement they said: “In any Brexit circumstance and irrespective of the date of purchase of any travel insurance policy underwritten by Allianz Partners, the policy will remain valid subject to its existing terms and conditions:
“1. Your travel insurance will still cover any medical assistance required irrespective of any changes that might be made to EHIC status. Your cover will still be subject to normal disclosure of any pre-existing medical conditions
“2. In the case of delay or disruption to travel, the first contact should be with the airline or travel provider. Customers who have purchased an ABTA protected trip or have used a credit card will have additional consumer protection. It may also be worth checking the cancellation conditions for your hotel or accommodation.”
Travellers have already been warned that their European Health Insurance Cards will cease to be valid if the UK crashes out of Europe with no deal later this week.
The Department for Heath and Social Care has advised travellers to take out travel insurance to cover any healthcare costs while travelling in the EU.
Some insurance firms are now offering customers the option to buy addition ‘Brexit disruption’ policies, which cover them in the event of delays or cancellations relating to Brexit.